Nashville Real Estate News

A winter blast has arrived this morning and, for most of us, this ice storm has sequestered us in our homes.  I gathered my elderly Mother up and brought her to my home last night so she would not have to weather this storm alone.  I anticipated writing something uplifting about spring coming, but that is not an easy task as I sit here in front of my computer which has a beautiful picture window – one of my pictures to the world – for me to gaze through as I write.  My view is of falling ice, sleet and rain which has now covered every surface – roads, trees, cars, driveways, grass.  I keep waiting for this to turn to the promised inches of snow – at least we can have the beauty of the big, wet falling fairy flakes, but no sign of them yet.  The

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March is just around the corner.  Just like you, many homeowners are currently planning their Spring Cleaning and Home Improvement projects. 

The problem is most projects, especially the major improvements; do not give you a 100% return on your money.  The average project returns 70 – 80% of the dollars spent on improvements.   If the quality of the work is below professional standards, it could even detract from the value of the home.

If you make the wrong choices, you could be throwing money away and not improve your position in the market.  

Whether you are thinking about selling this year or you want a few years of enjoyment, you can still get the biggest bang for your buck by following these rules.


1.  Low Cost Projects Lead to Higher

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From Nashville with LoveSt. Valentine’s Day!!

One of the most popular martyrdom stories (evidently there were many) of what has eventually become our version of Valentine’s Day, is the story of a Saint Valentine of Rome (again, evidently there were many).  He was imprisoned for performing weddings for soldiers who were forbidden to wed and also, for ministering to Christians who were persecuted under the Roman Empire.

According to legend, while Saint Valentine was in prison, he healed Asterius, the daughter of his jailer.   This did not gain the favor of the jailer that I would have expected as, just before Saint Valentine was EXECUTED, he wrote Asterius a letter of farewell, signed “Your Valentine”. 

I am not certain where Cupid comes in to the story, but, according to

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Looking for a little spring in my step!

As I sit at my desk, looking out the window as I write this blog contribution, I am subtracted (read on – you will understand in a moment) as the sun has finally decided to grace us with her presence, the skies are that crisp clear winter blue and there is not a cloud in sight.  I actually went to my mailbox in a t-shirt and only experienced just a little chill in the air.  Ah……there is hope for the coming of spring.  I know it is still January and this is just a tease, but oh what a welcome momentary subtraction (again, read on).  I must have patience, I must have patience.  Speaking of patience, I have just come across one of the best definitions given by a very special girl, the niece of a friend of mine, who

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Just when you thought it was safe to get back in the water, new laws will bring big changes for most real estate transactions in 2015.  

Both changes were driven by the Dodd-Frank Act and have taken some time to implement.  The first initiative is commonly called “Know Before You Owe,” and among other things will add three days to the end of the loan approval process.     This delay comes at the worst time for most home buyers and sellers, just before closing.  The change is effective on August 1, 2015.

The second change is the launch of Fannie Mae’s “Collateral Underwriter” system to lenders nationwide on February 26, 2015.  This tool provides a quality score for each appraisal and will increase the opportunity for homes not to appraise for the

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I always like to write the date on the first day of a new year.  I’m not certain how different this one day is from the day before.  The minutes flow as they always have and as they always will, but there is definite significance in the second between 11:59:59pm on December 31, 2014 and 12:00:00am on January 1, 2015.  A new year seems to bring with it possibilities which did not seem apparent in the old year.  As we look forward, we make resolutions or resolves or, as I like to refer to them, intentions, for ourselves as we take that giant, one second leap into the future.  I’ll share the intentions I wrote this morning in the order in which I wrote them.  I am not sure of the significance of the order yet – if there is any, it remains to be revealed,

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The Holidays are rapidly approaching.  I know I am making my lists and checking them twice or thrice or more!  The Holiday catering season is shorter this year which will give me more time to take care of my shopping, cooking and my family.  My Mom fell a few days before my daughter’s wedding in November.  She is “88 and 10 ½ months”  (evidently you start counting the months again as you age) and we are trying to help her “age in place”, but she lost her driving privileges and that makes for a whole new “normal” for us all.  Funny how life works, children grow up and marry and move out of our lives on a daily basis and then our parents start aging and needing us more on a daily basis.  I knew this would happen – I just didn’t think it would happen in the

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“However you choose to greet me this season… I will accept in the spirit in which it is intended and respond with the appropriate happiness and joy returned, simply grateful for the greeting.”

I love the holidays.  I told my niece, Michelle, today that I love traffic.  I have adopted an attitude that traffic gives me more time to breathe, to listen to Christmas music in my car and to sing along at the top of my lungs, to connect with a smile and a nod with the person waiting in the car next to me, especially when caught singing Christmas music at the top of my lungs, to have a quiet moment in the midst of the chaos.  Of course, the key to this good will attitude in the midst of traffic is to understand that it is going to take me longer to get where I

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Every other Thanksgiving, my Mom, her two sisters and all the offspring of these three amazing women  (last year this number was upwards of 70, ranging in age from 1 – 90!) start the cooking and packing process for a 4 day Thanksgiving weekend in the bustling town – mostly populated by cows – of Calera, Alabama.  We come from all over the place – Colorado, Arkansas, Kentucky, Georgia, Tennessee, Alabama and beyond – to gather under one roof and celebrate this wonderful holiday together. 

We sleep, dormitory style, the women and children in one wing and the men and older boys in another.  Some have started bringing tents and sleeping bags as we are just now beginning to outgrow the church camp.  We are charged with bringing all our own bedding, personal

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The amount of paperwork to purchase a home is staggering. 

Not long ago, you could buy a home with a one page purchase and sale agreement.  Today, the average sales contract package is about thirty pages…and it continues to grow every year.

Unless you are an attorney, you probably do not understand most of the legal jargon used in writing a contract on a home. 

A one page contract is tough to read.  Thirty pages can be so intimidating (and boring) that most will not attempt to read through to the end of the contract.  

If you do not read it, what will you miss?

The purchase and sale agreement is the first of several stacks of paperwork that you must navigate.  You also have the home inspection reports, loan packages and the closing

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